It is highly recommended that you get pre-approved before you start looking for a house. Once you are pre-qualified you will know what you can qualify to borrow and avoid wasting time looking at properties that you cannot afford.
When you decide to make an offer, being pre-approved for your loan can put you in a stronger negotiating position with the seller. And finally, being pre-approved will help you close more quickly.
This involves verifying your:
Based on your specific situation, additional documents or verifications may be required.
Express Mortgage Application (MSWord doc)
Express Mortgage Application (PDF)
Verificaiton Authorization (MSWord doc)
Verification Authorization (PDF)
"Glen Reiley did an outstanding job. We are repeat customers because of his great service."
- Tony and Susan Novitsky ::: More Customer Testimonials
Over the years, I have developed an ability to listen to my client's needs and to utilize my experience to help structure a mortgage that makes the most sense for each individual client. In today's society, too many people will just tell you what you want to hear rather than the way it really is. You can count on me to tell you the truth and thus have the comfort that the information at closing will be the same as what we discussed in the beginning.
